We have presented here a simple monthly pension calculator for Central Government employees. The retirement age of Central Govt employees is now 60 years. After regular retirement, the pension has been calculated under CCS Pension Rules. The simple online pension tool will show the bank pension (40% Commutation) after the implementation of the 7th pay commission.
| Calculator Title | Bank Pension Calculator |
| Beneficiaries | Central Govt Employees |
| Features | Find Bank Pension after 7th CPC |
| Input Details | Basic Salary and Pay level |
| Output Details | Bank Pension Amount |
| Published on | 11.12.2019 |
| Updated on | 30.10.2022 |
| Developed by | TEUT Digital Concepts |
Generally, pay commission recommendations are not only for existing employees, but also for retired employees. The 7th pay commission has directed two types of proposals to fix the pension for the pensioners who retired before January 2016. The determination of basic pension as per 7th pay commission after 1st January 2016 initially got confused.
As per the first proposal of the calculation method, determination of the pension and family pension little bit hard and take some time to check the earlier records. The second proposal of calculation method is the basic pension amount determined at the time of the 6th pay commission, which will be multiplied by 2.57 and get an alternate amount for the new pension.
In the case of an employee who retired in 1989 at the time of the 4th pay commission, his new pension determination is as follows…
| Retired on | 31.01.1989 |
| Pay band at the time of retirement | 3000 – 4500 (4th CPC Scale) |
| Final Pay on retirement | 4,000 |
| Old Pension as on 1.1.2016 | 12,600 |
| Revised pension (multiply with 2.57) | 32,382 |
| Pay determined on a notional basis on 1.1.1996 | 11,300 (10,000-15,200) |
| Pay determined on a notional basis on 1.1.2006 | 27,620 (PB-3, GP 6600) |
| Pay determined on a notional basis on 1.1.2016 | 71,800 (Level-11) |
| New pension w.e.f. 1.1.2016 as per the first method | 35,900 |
| New pension payable | 35,900 |
In the case of an employee who retired in 1999 at the time of the 5th pay commission, his new pension determination is as follows…
| Retired on | 30.06.1999 |
| Pay band at the time of retirement | 4000-6000 (5thCPC Scale) |
| Final Pay on retirement | 4,800 |
| Old Pension as on 01.01.2016 | 5,424 |
| Revised pension (multiply with 2.57) | 13,940 |
| Pay determined on a notional basis on 1.1.2006 | 11,330 (PB-1, GP-2400) |
| Pay determined on a notional basis on 1.1.2016 | 29,600 (Level-4) |
| New pension w.e.f. 1.1.2016 as per the first formulation | 14800 |
| New Pension w.e.f. 1.1.2016 (Higher of 5 & 8) | 14800 |
In the case of the employee who retired in 2015 at the time of the 6th pay commission, his new pension determination is as follows…
| Retired on | 31.05.2015 |
| Pay band at the time of retirement | 67000-79000 (6thCPC Scale) |
| Final Pay on retirement | 79,000 |
| Old Pension as on 1.1.2016 | 39,500 |
| Revised pension (multiply with 2.57) | 1,01,515 |
| Pay determined on a notional basis on 1.1.2016 | 2,05,100 (Level- 15) |
| New pension w.e.f. 1.1.2016 as per the first formulation | 1,02,550 |
| New pension payable (Higher of S.No.5 and 7) | 1,02,550 |
| Description | 1st case |
| 1. Date of Retirement | 31.12.1984 |
| 2. Scale of pay (or Pay Band & G.P.) at the time of retirement (OR) Notional pay scale as on 1.1.1986 for those retired before 1.1.1986 | 975-1660 (4thCPC Scale) |
| 3. Pay on retirement (OR) Notional pay as on 1.1.1986 for those Retired before 1.1.1986 | 1210 |
| 4. Pension as on 01.01.2016 before revision | 4191 |
| 5. Family pension as on 01.01.2016 | 3500 |
| 6. Family pension at an enhanced rate as on 01.01.2016 before revision (if applicable) | NA |
| 7. Revised pension by multiplying pre-revised pension by 2.57 | 10771 |
| 8. Revised family pension by multiplying pre-revised family pension by 2.57 | 9000 |
| 9. Revised family pension at the enhanced rate by multiplying pre-revised enhanced family pension by 2.57 | NA |
| 10. Pay fixed on a notional basis on 1.1.1996 | 3710 (3200-4900) |
| 11. Pay fixed on a notional basis on 1.1.2006 | 8910 (PB-1, GP 2000) |
| 12. Pay fixed on a notional basis on 1.1.2016 | 23100 (Level -3) |
| 13. Revised pension w.e.f. 1.1.2016 as per the first formulation | 11550 |
| 14. Revised family pension w.e.f. 1.1.2016 as per the first formulation | 9000 |
| 15. Revised family pension at enhanced rate w.e.f. 1.1.2016 as per the first formulation | NA |
| 16. Revised pension payable (Higher of S.No. 7 and 13) | 11550 |
| 17. Revised family pension payable (Higher of S.No. 8 and 14) | 9000 |
| 18. Revised family pension at the enhanced rate payable (Higher of S.No. 9 and 15) | NA |
| Description | 2nd case |
| 1. Date of Retirement | 31.01.1989 |
| 2. Scale of pay (or Pay Band & G.P.) at the time of retirement (OR) Notional pay scale as on 1.1.1986 for those retired before 1.1.1986 | 3000-4500(4thCPC Scale) |
| 3. Pay on retirement (OR) Notional pay as on 1.1.1986 for those Retired before 1.1.1986 | 4000 |
| 4. Pension as on 01.01.2016 before revision | 12600 |
| 5. Family pension as on 01.01.2016 | 7560 |
| 6. Family pension at an enhanced rate as on 01.01.2016 before revision (if applicable) | N.A |
| 7. Revised pension by multiplying pre-revised pension by 2.57 | 32382 |
| 8. Revised family pension by multiplying pre-revised family pension by 2.57 | 19430 |
| 9. Revised family pension at the enhanced rate by multiplying pre-revised enhanced family pension by 2.57 | NA |
| 10. Pay fixed on a notional basis on 1.1.1996 | 11300(10000-15200) |
| 11. Pay fixed on a notional basis on 1.1.2006 | 27620 (PB-3, GP 6600) |
| 12. Pay fixed on a notional basis on 1.1.2016 | 71800 (Level -11) |
| 13. Revised pension w.e.f. 1.1.2016 as per the first formulation | 35900 |
| 14. Revised family pension w.e.f. 1.1.2016 as per the first formulation | 21540 |
| 15. Revised family pension at enhanced rate w.e.f. 1.1.2016 as per the first formulation | N.A. |
| 16. Revised pension payable (Higher of S.No.7 and 13) | 35900 |
| 17. Revised family pension payable (Higher of S.No. 8 and 14) | 21540 |
| 18. Revised family pension at the enhanced rate payable (Higher of S.No. 9 and 15) | N.A. |
| Description | 3rd case |
| 1. Date of Retirement | 30.06.1999 |
| 2. Scale of pay (or Pay Band & G.P.) at the time of retirement (OR) Notional pay scale as on 1.1.1986 for those retired before 1.1.1986 | 4000-6000 (5thCPC Scale) |
| 3. Pay on retirement (OR) Notional pay as on 1.1.1986 for those Retired before 1.1.1986 | 4800 |
| 4. Pension as on 01.01.2016 before revision | 5424 |
| 5. Family pension as on 01.01.2016 | 3500 |
| 6. Family pension at an enhanced rate as on 01.01.2016 before revision (if applicable) | NA |
| 7. Revised pension by multiplying pre-revised pension by 2.57 | 13940 |
| 8. Revised family pension by multiplying pre-revised family pension by 2.57 | 9000 |
| 9. Revised family pension at the enhanced rate by multiplying pre-revised enhanced family pension by 2.57 | N.A |
| 10. Pay fixed on a notional basis on 1.1.1996 | N.A |
| 11. Pay fixed on a notional basis on 1.1.2006 | 11330 (PB-1, GP-2400) |
| 12. Pay fixed on a notional basis on 1.1.2016 | 29600 (Level-4) |
| 13. Revised pension w.e.f. 1.1.2016 as per the first formulation | 14800 |
| 14. Revised family pension w.e.f. 1.1.2016 as per the first formulation | 9000 |
| 15. Revised family pension at enhanced rate w.e.f. 1.1.2016 as per the first formulation | N.A |
| 16. Revised pension payable (Higher of S.No. 7 and 13) | 14800 |
| 17. Revised family pension payable (Higher of S.No. 8 and 14) | 9000 |
| 18. Revised family pension at the enhanced rate payable (Higher of S.No. 9 and 15) | N.A |
| 1. Date of Retirement | 31.05.2015 |
| 2. Scale of pay (or Pay Band & G.P.) at the time of retirement (OR) Notional pay scale as on 1.1.1986 for those retired before 1.1.1986 | 67000-79000 (6thCPC Scale) |
| 3. Pay on retirement (OR) Notional pay as on 1.1.1986 for those Retired before 1.1.1986 | 79000 |
| 4. Pension as on 01.01.2016 before revision | 39500 |
| 5. Family pension as on 01.01.2016 | 23700 |
| 6. Family pension at an enhanced rate as on 01.01.2016 before revision (if applicable) | 39500 |
| 7. Revised pension by multiplying pre-revised pension by 2.57 | 101515 |
| 8. Revised family pension by multiplying pre-revised family pension by 2.57 | 60909 |
| 9. Revised family pension at the enhanced rate by multiplying pre-revised enhanced family pension by 2.57 | 101515 |
| 10. Pay fixed on a notional basis on 1.1.1996 | NA |
| 11. Pay fixed on a notional basis on 1.1.2006 | NA |
| 12. Pay fixed on a notional basis on 1.1.2016 | 205100 (Level- 15) |
| 13.Revised pension w.e.f. 1.1.2016 as per the first formulation | 102550 |
| 14. Revised family pension w.e.f. 1.1.2016 as per the first formulation | 61530 |
| 15. Revised family pension at enhanced rate w.e.f. 1.1.2016 as per the first formulation | 102550 |
| 16. Revised pension payable (Higher of S.No.7 and 13) | 102550 |
| 17. Revised family pension payable (Higher of S.No. 8 and 14) | 61530 |
| 18. Revised family pension at the enhanced rate payable (Higher of S.No. 9 and 15) | 102550 |
Latest Basic and Monthly Pension Online Calculators
Is pension increase with pay commission?
Yes, the pension and family pension are under the purview of the Central Pay Commission.
What is 7th CPC for pensioners?
The 7th pay commission recommended two types of pension fixation for pensioners who retired before the 2016 in its report.
What is the first method pension calculation?
The 7th pay commission recommended the first proposal called the Increment method. The revision of the pension is based on the increment earned in the last post.
What is the second method pension calculation?
The second proposal of calculation method is called as Fitment method. The basic pension amount determined at the time of the 6th pay commission will be multiplied into 2.57 and get an alternate amount for the new pension.
Also Check: Central Government Pay Matrix Table 2022 PDF
