GPF Interest Rate | GPF Annual Account Statement | GPF Balance
Simple GPF Calculator
The GPF Scheme is regulated by the General Provident Fund (Central Services) Rules 1960: General Provident Fund Scheme (GPF) interest rates are being announced by the Central Government on a quarterly basis from April 2016.
Interest rates are applicable for three months April to June, July to September, October to December, and January to March. Our tool is designed to edit interest rates also. (Interest rates for 2018-19 are shown in the calculator). This tool does not show results as in the excel sheet format, this is simple software working with javascript.
List of Savings Schemes with Interest Rates
- The General Provident Fund (Central Services).
- The Contributory Provident Fund (India).
- The All India Services Provident Fund.
- The State Railway Provident Fund.
- The General Provident Fund (Defence Services).
- The Indian Ordnance Department Provident Fund.
- The Indian Ordnance Factories Workmen’s Provident Fund.
- The Indian Naval Dockyard Workmen’s Provident Fund.
- The Defence Services Officers Provident Fund.
- The Armed Forces Personnel Provident Fund.
GPF Interest Rate Year-Wise Table PDF
GPF Interest Rate 2023-24 PDF
GPF Interest Rate from Apr to Jun 2023 – View PDF | X.X% |
GPF Interest Rate from Jul to Sep 2023 – View PDF | X.X% |
GPF Interest Rate from Oct to Dec 2023 – View PDF | X.X% |
GPF Interest Rate from Jan to Mar 2024 – View PDF | X.X% |
GPF Interest Rate 2022-23 PDF
GPF Interest Rate from Apr to Jun 2022 – View PDF | 7.1% |
GPF Interest Rate from Jul to Sep 2022 – View PDF | 7.1% |
GPF Interest Rate from Oct to Dec 2022 – View PDF | 7.1% |
GPF Interest Rate from Jan to Mar 2023 – View PDF | – |
GPF Interest Rate 2021-22 PDF
GPF Interest Rate from Apr to Jun 2021 – View PDF | 7.1% |
GPF Interest Rate from Jul to Sep 2021 – View PDF | 7.1% |
GPF Interest Rate from Oct to Dec 2021 – View PDF | 7.1% |
GPF Interest Rate from Jan to Mar 2022 – View PDF | 7.1% |
GPF Interest Rate 2020-21 PDF
GPF Interest Rate Jan to Dec 2020 | ||
GPF Interest Rate from Oct to Dec 2020 | 7.1% | View Notification |
GPF Interest Rate from Jul to Sep 2020 | 7.1% | View Notification |
GPF Interest Rate from April to June 2020 | 7.1% | View Notification |
GPF Interest Rate from January to March 2020 | 7.9% | View Notification |
GPF Interest Rate 2019-20 PDF
GPF Interest Rate Jan to Dec 2019 | ||
GPF Interest Rate from Oct 2019 to Dec 2019 | 7.9% | Click to view |
GPF Interest Rate from Jul 2019 to Sep 2019 | 7.9% | Click to view |
GPF Interest Rate from Apr 2019 to Jun 2019 | 8.0% | Click to view |
GPF Interest Rate from Jan 2019 to Mar 2019 | 8.0% | Click to view |
GPF Interest Rate 2018-19 PDF
GPF Interest Rate Jan to Dec 2018 | ||
GPF Interest Rate from Oct 2018 to Dec 2018 | 8.0% | Click to view |
GPF Interest Rate from Jul 2018 to Sep 2018 | 7.6% | Click to view |
GPF Interest Rate from Apr 2018 to Jun 2018 | 7.6% | Click to view |
GPF Interest Rate from Jan 2018 to Mar 2018 | 7.6% | Click to view |
GPF Interest Rate 2017-18 PDF
GPF Interest Rate Jan to Dec 2017 | ||
GPF Interest Rate from Oct 2017 to Dec 2017 | 7.8% | Click to view |
GPF Interest Rate from Jul 2017 to Sep 2017 | 7.8% | Click to view |
GPF Interest Rate from Apr 2017 to Jun 2017 | 7.9% | Click to view |
GPF Interest Rate from Jan 2017 to Mar 2017 | 8% | Click to view |
GPF Interest Rate 2016-17 PDF
GPF Interest Rate Jan to Dec 2016 | ||
GPF Interest Rate from Oct 2016 to Dec 2016 | 8% | Click to view |
GPF Interest Rate from Jul 2016 to Sep 2016 | 8.1% | Click to view |
GPF Interest Rate from Apr 2016 to Jun 2016 | 8.1% | Click to view |
Enter your Closing Balance of the previous year, Subscription, Refund, and Withdrawal amount, and the calculator immediately shows the summary of the calculation below the calculation sheet…
Simple GPF Interest Calculator 2020 for Central Government Employees
We provide here a simple tool to check your GPF Interest and Final Balance amount
Retirement of Subscriber
When a subscriber retires from his service, repay the Fund for credit to his account, the amount paid to him from the Fund in pursuance of this rule with interest thereon at the rate provided in Rule 11 in cash or securities or partly in cash and partly in securities, by installments or otherwise, by recovery from his emoluments or otherwise, as may be directed by the authority competent to sanction an advance for the grant of which, special reasons are required under sub-rule (2) of Rule 12.
What is the GPF Rule No. 11 on Interest?
11. Interest -(1) Subject to the provisions of sub-rule (5), Government shall pay to the credit of the account of a subscriber interest at such rate as may be determined for each year according to the method of calculation prescribed from time to time by the Government of India;
Provided that, if the rate of interest determined for a year is less than 4 percent, all subscribers to the Fund in the year preceding that for which the rate has for the first time been fixed at less than 4 percent, shall be allowed interest at 4 percent:
Provided further that a subscriber who was previously subscribing to any other Provident Fund of the Central Government and whose subscriptions, together with interest thereon, have been transferred to his credit in his Fund under Rule 35, shall also be allowed interest at 4 percent, if he had been receiving that rate of interest under the rules of such other Fund under a provision similar to that of the first proviso to this rule.
(2) Interest shall be credited with effect from the last day of each year in the following manner:-
(i) on the amount to the credit of a subscriber on the last day of the preceding year, less any sums were withdrawn during the current years – interest for twelve months;
(ii) on sums withdrawn during the current year – interest from the beginning of the current year up to the last day of the month preceding the month of withdrawal;
(iii) on all the sums credited to the subscriber’s account after the last day of the preceding year – interest from the date of deposit up to the end of the current year;
(iv) the total amount of interest shall be rounded to the nearest whole rupee (fifty paise counting as the next higher rupee):
GPF Interest Rates from 1960 Table List
- GPF Interest Rate 1977-78: 7.5%
- GPF Interest Rate 1976-77:7.5%
- GPF Interest Rate 1975-76: 7.5%
- GPF Interest Rate 1974-75: 7.2%
- GPF Interest Rate 1973-74: 6%
- GPF Interest Rate 1972-73: 6%
- GPF Interest Rate 1971-72: 5.7%
- GPF Interest Rate 1970-71: 5.5%
- GPF Interest Rate 1969-70: 5.25%
- GPF Interest Rate 1968-69: 5.1%
- GPF Interest Rate 1967-68: 4.8%
- GPF Interest Rate 1966-67: 4.6%
- GPF Interest Rate 1965-66: 4.25%
- GPF Interest Rate 1964-65: 4%
- GPF Interest Rate 1963-64: 4%
- GPF Interest Rate 1962-63: 4%
- GPF Interest Rate 1961-62: 3.75%
- GPF Interest Rate 1960-61: 3.75%
- GPF Interest Rate: 1959-60
GPF Slip, Statement, Subscription, and Status Updates

Just I want to say whether the govt will pay interest on the outstanding balance after stopping subscription six before retirement.
Yes. Surely they will be given interest up to retirement/last date.
Benifit concern in high altitude officers getting many more time high allawaunces in respect of airmen
Are oxygen and warm climate are offered for airmen or officers are live in all time beard body in snow
If they getting officers pay scale then why thy getting triple time more msp. Children education. Clothing allowance.
Un maned aircraft which is controlled from base officers getting flying allowance for this
Is it joke. for
UAV pilot they getting flying allowance althiugh a MTD which drive whickle getting only respectid band pay only with no driving allowance
A Medical asst. Getting no extra allowance but nurses getting officers pay and allowance although
the worke and worke load more for Medical asstant
Is Medical asstent Medical hazzard proof
And some british time roole must be changed in armed forcess
There is a basic difference between medical assistant and the nurses. The Nurses are having specialise degree in nursing. The medical assistant course is just like midwifery course conducted by professional centre.
Again the basic difference between airman and officers must be realised by my airman friends.
And nurse having specialised degree in nursing are not performing military duties , not holding the rifle , don’t know even the parts nomenclature of the rifle …..I think u might a retired officer because officers in defence talk nonsense ……
Whereas jawans perform duty throughout day and night when detailed …..
Those this require course for high msp ,
Don’t be a fool and talk equivocally
SIR I AM FROM INDIAN AIR FORCE , I WANT TO CONVEY MY OPINION THAT IN MILITARY SERVICE SO MANY ALLOWANCES DIFFERENCE WITH OFFICERS AND PBOR .LIKE TEMPORARY DUTY IN SAME PLACE ,SAME COURSE ARE GETTING DOUBLE TRIPPLE DIFFERNCES. MILITARY SERVICE PAY (MSP) DIFFERENCES TRIPPLE .BUT SHOULD BE SAME BECAUSE PBOR DOING TOO DANGEROUS DUTY WITH RESPECT TO OFFICER
I MUST SAY THAT GPF IS A GOOD POLICY FOR GOVT EMPLOYEES FOR THEIR ECONOMIC SUPPORT BUT WHY THIS IS ENDED BY CENTRAL GOVT IN 6TH PAY COMMISSION AND MERGE WITH NPS. IN MY VIEW IT SHOULD BE IMPLEMENT AGAIN AND GIVE BENEFIT TO NEW EMPLOYEES IN 7th PAY COMMISSION…….I HOPE SO.
Promotion policy in armed forces does not equal :- Army officers get promotion on the prescribed time period but PBOR not get this time promotion. I suggested that they (PBOR) also should get promotion on the prescribed period. Most of PBOR retired without getting the JCO rank, Why this difference in the same organisation. The officer get their promotion 02 yrs, 06 yrs and 13 years but PBOR not get any promotion because their promotion depends on the vacancies. I suggested that they also promoted in the prescribed time period. MACP gives the benifit in one increment only with grade pay but status of the rank does not allowed. He could not wear rank and badges. It should be implemented like the officers.
Why is the difference in the grade pay? Why is the difference in the MSP? Why is difference in promotion policy? PBOR also stand on the post during war and peace while he gets less of his devotion to the duties.