• Home
  • 7th Pay Matrix
  • Pay Calculator
  • DA Table
  • DA News
  • 8th CPC News
  • KV Fees

Central Government Employees Latest News

7th Pay Commission Latest News Today 2023, 7th Pay Matrix Table PDF, Expected DA Calculation, DA Rates Table, 8th Pay Commission Latest News

Latest 7th pay commission pay scale calculator
  • Holidays 2023
    • Holidays 2022
    • Holidays 2021
    • Holidays 2020
    • Holidays 2019
    • Holidays 2018
  • DoPT Orders
  • Expected DA
    • AICPIN
  • CSD AFD
  • Retirement Age
    • CGHS Subscription
    • CGHS Hospitals
    • CGHS Rates
    • OROP-2 Table
  • Gold Price
    • KVS Admission 2023-24
You are here: Home / 7th Central Pay Commission / 7th Pay Commission Recommendations on Health Insurance Scheme

7th Pay Commission Latest News Today 2023
Central Government Employees News Today 2023
7th Pay Salary Calculator 38% DA 7th CPC Increment Calculator
Expected DA for January 2023 8th Pay Commission News

7th CPC Pay Fixation Calculator Retirement Date Calculator 2023
Leave Encashment Calculation & Calculator 2023 KVS Fee Online Payment 2023-24
18 Months DA Arrears for CG Employees Govt First Salary Calculator
Latest News from 7thpaycommissionnews.in

7th Pay Commission Recommendations on Health Insurance Scheme

December 12, 2015 admin Leave a Comment

7th pay commission has suggested implementing a new Health Insurance Plan for Central Govt employees and pensioners. Particularly, in order to concentrate on the pensioners who are living in the areas/cities of non-availability of CGHS facility.

The commission has strongly indicated the hospital facility particularly for the pensioners living in non-CGHS cities across India. Pensioners are insisted to live in CGHS areas for availing the medical treatment. The commission has recommended to the Central Government to proceed for a general health insurance scheme for all pensioners to avail treatment in major cities all over in India.

Also check: Pay Matrix Table for Central Government Employees

7th Pay Commission Recommendations on Health Insurance Scheme

Health Insurance Scheme : In this backdrop, the Commission opines that health insurance for the government employees and pensioners remains the most optimal route for ensuring complete coverage for all employees, pensioners and their dependants in the long run.

The IV CPC had suggested that feasibility and modalities of an Insurance Scheme for government employees in lieu of medical reimbursement may be considered by the government.

Also check: 7th Pay Commission Pay Scale Calculator

The VI CPC had recommended introduction of a health insurance scheme for Central Government employees and pensioners. It had recommended that for existing employees and pensioners, the scheme should be available on a voluntary basis, subject to their paying the prescribed contribution.

It had also been recommended that the health insurance scheme should be compulsory for new government employees who would be joining service after the introduction of the Scheme.

Also check: Expected DA from January 2020 Calculator

Similarly, it had recommended that those retiring after the introduction of the insurance scheme would be covered under the Scheme.

The Commission observes that in view of the recommendations of the earlier Pay Commissions and various high power committees, the government has been contemplating the introduction of a health insurance scheme on Pan-India basis.

The Commission notes that although the Committee of Secretaries had given its ‘in principle’ approval way back in 2011, and an amount of ₹ 2,061 crore had been earmarked under the XII Five Year Plan, the Scheme has still not been implemented.

Also check: 7th Pay Commission Salary Calculator Updated Oct 2019

The Commission notes that given the tardiness in the introduction of the long awaited Insurance Scheme, as already mentioned earlier in this chapter, the pensioners residing outside CGHS area will continue to be at a disadvantage, in terms of medical facilities, compared to their counterparts residing in CGHS areas.

As stated earlier in this chapter, according to existing provisions, pensioner residing outside CGHS area but subscribing to CGHS for OPD/IPD can avail medical facility from any hospital–private or public or empanelled under CS (MA)/ECHS–in his/her own city.

However, in such cases, the pensioners have to make upfront payment to the hospital and claim reimbursement later. The Commission feels that this could be a limiting factor for many pensioners who may not have the resources to pay hospital expenses upfront.

The Commission notes that under CS (MA) Rules/ECHS, there are empanelled hospitals in every part of the country, at least in all major locations. In this backdrop, after identification of some major centres/cities based on minimum population threshold of pensioners, these hospitals could be empanelled by CGHS as well, for extending medical facilities on a cashless basis.

Also check: CG Offices Holiday List 2020 – PDF Download

Considering all the issues, the Commission makes the following recommendations:

i. The Commission strongly recommends the introduction of health insurance scheme for Central Government employees and pensioners. In the interregnum, for the benefit of pensioners residing outside the CGHS areas, the Commission recommends that CGHS should empanel those hospitals which are already empanelled under CS (MA)/ECHS for catering to the medical requirement of these pensioners on a cashless basis. This would involve strengthening of administrative capacity of nearest CGHS centres.

Also check: Central Government Health Scheme (CGHS)

However, this step will go a long way in ameliorating the pending grievances of these pensioners.

ii. The Commission recommends that the remaining 33 postal dispensaries should be merged with CGHS. The Commission further recommends that all postal pensioners, irrespective of their participation in CGHS while in service, should be covered under CGHS after making requisite subscription.

iii. Currently, there are various health care schemes in the Central Government catering to specific sets of employees. For example, apart from CGHS, there are Ex-Servicemen Contributory Health Scheme (ECHS) and Railways Employees Liberalized Health Scheme (RELHS) which cover ex servicemen and Railway employees/pensioners, respectively.

Although the patterns in these schemes vary, a combined entity of CGHS ECHS-RELHS would result in a very strong network of health facilities for the Central Government employees across the length and breadth of the country. The Commission recommends that possibility of such a combined network of various medical schemes should be explored through proper examination.

Based on the recommendations of the VI CPC, the Government has been contemplating introduction of a Health Insurance Scheme. The Commission observes that there are many global health care insurance companies today who provide comprehensive health care coverage.

Through suitable tie ups with these companies, the government may examine the possibility of enhancing the remit of the proposed Health Insurance Scheme to include all the officers/staff and their dependents posted in Embassies/Missions abroad.

Needless to state, this should be preceded by a thorough examination of the annual costs involved under the AMA Scheme vis-à-vis likely annual cost under the insurance route.


Also Check: Central Government Pay Matrix Table 2022 PDF
Related updates:

    Kerala Pay Commission likely to explore possibilities of contributory health scheme
    Unjustified deduction for Group insurance Scheme in 7th Pay Commission Report – IRTSA
    7th Pay Commission Recommendations on CGEGIS
    Opening of a Central Govt. Health Scheme, Wellness Centre (allopathic) at Imphal
    Ex-Servicemen Contributory Health Scheme
    Ex-Servicemen Contributory Health Scheme – Some private hospitals have withdrawn their services from ECHS
    EX-SERVICEMEN CONTRIBUTORY HEALTH SCHEME (ECHS)

Filed Under: 7th Central Pay Commission, CGHS, CGHS Hospitals

DA Arrears to Central Govt Employees and Pensioners - Latest Update

DA Arrears Release to Central Govt Employees and Pensioners – Latest Update

March 20, 2023 By Ekanathan 2 Comments

Are you eagerly awaiting the release of 18 months' worth of DA arrears for Central Government employees and pensioners that were … [Read More...]

42% DA for Central Government Employees from 1.1.2023

42% Dearness Allowance for Central Govt Employees from 1st Jan 2023

March 15, 2023 By Ekanathan 7 Comments

DA for January 2023 is Concluded! 4% Additional DA Hike! 42% DA from January 2023 for CG Employees  The Union Cabinet Committee … [Read More...]

KV School Age Limit Calculator for Class 1 Admission in 2023-24

Kendriya Vidyalaya Age Limit Calculator for Class 1 admission in 2023-24

March 9, 2023 By Ekanathan Leave a Comment

KVS Age Limit Calculator for Class 1 admission in 2023-24 Date of birth of an applicant is a crucial requirement for enrolling … [Read More...]

KV School Contractual Teachers Consolidated Pay and Qualification

KV School Contractual Teachers | Consolidated Pay and Qualification for all Posts

March 21, 2023 By admin Leave a Comment

KVS Contractual Teacher Salary After 7th Pay Commission Kendriya Vidyalaya (KVS) Contractual Teacher Salary 2022-23 The Kendriya … [Read More...]

Tamilnadu Budget 2023-24 Highlights

Tamilnadu Budget 2023-24 Highlights and Key Features PDF

March 21, 2023 By Thoshi Leave a Comment

The Tamil Nadu budget for 2023-24 includes a Global Investors Conference to be held in Chennai. The Indian state of Tamil Nadu is … [Read More...]

Whether Government is considering reverting to the Old Pension Scheme (OPS)

Latest Details on Demands for Old Pension Scheme

March 21, 2023 By Thoshi Leave a Comment

The Indian government has implemented measures to improve the National Pension System for Central Government employees and … [Read More...]

Criteria for Setting up Jawahar Navodaya Vidyalaya - Latest Updates 2023-24

Criteria for Setting up Jawahar Navodaya Vidyalaya – Latest Updates

March 20, 2023 By Thoshi Leave a Comment

The plan known as the Navodaya Vidyalaya Scheme aims to create one Jawahar Navodaya Vidyalaya (JNV) in each district across the … [Read More...]

Current Status of Bal Vatika (Kindergarten) in Kendriya Vidyalaya 2023-24

Current Status of Bal Vatika (Kindergarten) in Kendriya Vidyalaya

March 20, 2023 By Ekanathan Leave a Comment

Has the pilot project for Bal Vatika/Kindergarten classes in Kendriya Vidyalayas (KVs) been initiated by the Government in … [Read More...]

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

7th Pay Commission Latest News

  • Latest Details on Demands for Old Pension Scheme March 21, 2023
  • Criteria for Setting up Jawahar Navodaya Vidyalaya – Latest Updates March 20, 2023
  • Check IRCTC E-Tickets Against E-Passes/PTOs | HRMS App March 20, 2023
  • 42% Dearness Allowance for Central Govt Employees from 1st Jan 2023 March 15, 2023
  • KVS OMR Sheet and Answer Key 2023 Released: Check Direct Download Link Here March 15, 2023
  • Old Pension Scheme for Central Govt Employees Recruited on or before 22.12.2003 March 15, 2023
  • Rules for Schools Seeking CwSN Affiliation | Board for Children with Special Needs March 13, 2023
  • Rate of Interest on Bank Borrowings for Food Operations| Revision March 13, 2023
  • Revise Desktop Price for FCI Cat-II & III Officers | Desktop Policy March 13, 2023
  • Clarification on NPS Under Income Tax Act 1961 March 13, 2023
  • Gold Prices On 11 March 2023: Current Gold Rate Today at Jewellery Stores in Chennai March 11, 2023
  • Compassionate Appointment Scheme: Modification of Selection Process March 10, 2023
  • Latest List of Govt ITI and Private ITI in Tamil Nadu 2023 March 10, 2023
  • West Bengal Govt DA Order March 2023 March 10, 2023
  • Nation-wide Pension Adalat to be held in 3rd Week of March 2023 March 10, 2023

Top Stories 2023

7th Pay Matrix Table
DA Latest News 2023
KV Fee Structure 2023-2024
7th CPC Salary Calculator January 2023
Bakrid Date in India 2023
7th CPC DA Calculation 2023
Amavasya Date Calendar 2023
Expected DA Calculator January 2023
7th Pay Matrix Level 6
First Month Salary Calculator 2023
Pay Matrix Full Size Image
Post Office Holidays 2023
HRA New Rates 2023
New TA Rates 2023
SBI Bank Holidays 2023
Pay Matrix Level 7 Salary
Pay Level 4 Salary
Pay Matrix Level 8 Salary
7th Transport Allowance New Rates
7th CPC Increment Calculation
KVS Class 1 Admission 2023-2024
Expected Bank DA Calculator 2023

7th Pay Commission Latest News Today 2023

Fitment Factor Table PDF
7th CPC Pay Fixation
7th CPC Pension Calculation
7th CPC Pension Fixation Examples
7th CPC Voluntary Retirement Scheme
DA Calculation as per 7th CPC
7th CPC MACP Scheme
7th CPC Children Education Allowance
7th CPC Transport Allowance
7th CPC Increment
7th CPC HRA
7th CPC Classification of Posts
7th CPC Armed Forces Personnel
7th CPC House Building Advance
7th CPC Leave Rules
7th CPC Travelling Allowance
7th CPC LTC Rules
7th CPC Reservation Policy
7th CPC Risk and Hardship Matrix
7th CPC New Pension Scheme
7th Pay Commission Fitment Table
7th CPC Allowances
7th CPC Advances
7th CPC AICPIN
7th CPC Briefcase Allowance
7th Pay Commission CGEGIS
7th CPC Dress Allowance
7th CPC Child Care Leave
List of Sainik Schools
Latest Dopt Orders
CSD AFD Login
CGHS Subscription Ward Entitlement
CGHS Hospital List
CGHS Package Rates
CGHS Online Booking

7th Pay Commission News Discussions

  • Harshitha Rajgopal on Kendriya Vidyalaya Balvatika School Admission Form 2023-2024
  • M.K.KUMAR on MACP on Promotional Hierarchy – Order of Court is Specific to the Applicant Only
  • Anirudh on Clarification on educational qualification for Ex-servicemen candidates
  • A SATHYADEVAN on CGHS Chennai Approved Hospital List
  • Raghunath Prasad on MACP on Promotional Hierarchy – Order of Court is Specific to the Applicant Only
  • Rajendran on DA Arrears Release to Central Govt Employees and Pensioners – Latest Update
  • KUMARESH A on DA Arrears Release to Central Govt Employees and Pensioners – Latest Update

Latest News

  • 7th Central Pay Commission
  • 7th CPC Concordance Table
  • 7th CPC Defence
  • 7th CPC Dopt Orders
  • 11th Bipartite
  • 7th CPC HRA
  • 7th CPC Increment
  • 7th CPC Pay Matrix
  • 7th CPC Pay Scale
  • 7th CPC Pay Scale Calculator
  • 7th CPC Pension Calculation
  • 7th CPC Projected Pay Scale
  • 7th CPC Report
  • 7th CPC Transport Allowance
  • 7th Pay Commission Latest News
  • AICPIN
  • Armed Forces
  • Bank Employees News
  • Bonus
  • Central Government Employees News
  • CGEGIS
  • CGHS
  • Children Education Allowance
  • Compassionate Appointment
  • DA Merger
  • Dearness Allowance
  • Dearness Relief
  • Dopt Orders
  • Employment News
  • Expected DA
  • Finmin Orders
  • Freezing of DA and DR
  • Gramin Dak Sevaks
  • Google News
  • Holidays
  • HRA
  • INCOME TAX
  • IPL Cricket
  • IRCTC News
  • JCM Meeting
  • KV Schools
  • LDC UDC Issues
  • MACP
  • LTC
  • National Council Meeting
  • NPS to OPS
  • New Pension Scheme
  • OROP
  • Pay Fixation
  • PCDA Circulars
  • Retirement age
  • Voluntary Retirement Service

Copyright © 2023 - Central Government Employees News - 7th Pay Commission News - Site maintained by TEUT Digital Concepts