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You are here: Home / GPF / PF Accumulation Interest Rate History 1952-2023

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PF Accumulation Interest Rate History 1952-2023

March 13, 2023 Ekanathan Leave a Comment

The EPF Scheme 1952 includes provisions for interest. The Central Government, in consultation with the Central Board, determines the rate of interest that will be credited to each member’s account by the Commissioner. Interest is added based on monthly running balances from the last day of each year. This includes interest on the amount at the credit of a member on the last day of the preceding year, any sums withdrawn during the current year, and all sums credited to the member’s account after the last day of the preceding year.

Interest is rounded to the nearest whole rupee with fifty paise counting as the next higher rupee. In cases of a claim for refund under paragraph 69 or 70, interest is payable up until the end of the month preceding the final payment authorization date, regardless of the claim received date. The rate of interest for claims for refund for the broken currency period will be the last declared rate on Employees’ Provident Fund, and if it is less than the previous year’s declared rate, it will still be used for the current year.

INTEREST RATE DECLARED ON PROVIDENT FUND ACCUMULATIONS SINCE 1952
YEAR INTEREST RATE REMARKS LINK FOR ORDER
1952-53 3.00%
1953-54 3.00%
1954-55 3.00%
1955-56 3.50%
1956-57 3.50%
1957-58 3.75%
1958-59 3.75%
1959-60 3.75%
1960-61 3.75%
1961-62 3.75%
1962-63 3.75%
1963-64 4.00%
1964-65 4.25%
1965-66 4.50%
1966-67 4.75%
1967-68 5.00%
1968-69 5.25%
1969-70 5.50%
1970-71 5.70%
1971-72 5.80%
1972-73 6.00%
1973-74 6.00%
1974-75 6.50%
1975-76 7.00%
1976-77 7.50%
1977-78 8.00%
1978-79 8.25%+0.5% bonus*** *** Bonus for members who did not withdraw any amount from their PF during 1976-1977 & 1977-1978
1979-80 8.25%
1980-81 8.25%
1981-82 8.50%
1982-83 8.75%
1983-84 9.15%
1984-85 9.90%
1985-86 10.15%
1986-87 11.00%
1987-88 11.50%
1988-89 11.80%
1989-90 12.00%
1990-91 12.00%
1991-92 12.00%
1992-93 12.00%
1993-94 12.00%
1994-95 12.00%
1995-96 12.00%
1996-97 12.00%
1997-98 12.00%
1998-99 12.00%
1999-00 12.00%
2000-01 12% 11%(*) (*)12% (April-June, 2001) and 11% (July, 2001 onwards) on monthly running balance.
2001-02 9.50%
2002-03 9.50%
2003-04 9.50%
2004-05 9.50% @ (@9% Interest plus 0.5% Golden Jubilee bonus interest)
2005-06 8.50% Invst.II/3(2)05-06/ROI/83519 dt. 10-01-2006
2006-07 8.50% Invst.II/3(2)133/06-07/ROI/14755-14955 dt. 22-10-2007
2007-08 8.50% Invst.II/3(2)133/07-08/ROI/16493 dt. 17-07-2008
2008-09 8.50% Invst.II/3(2)133/08-09/ROI/ dt. 09-06-2009
2009-10 8.50% Invst.II/3(2)133/09-10/ROI/ dt. 10-02-2010
2010-11 9.50% Invst.II/3(2)133/10-11/ROI/40717 dt. 17-03-2011
2011-12 8.25% Invst.II/3(2)133/11-12/ROI/51350 dt. 14-03-2012
2012-13 8.50% Invst.I/3(2)/133/ROI/2012-13/4462 dt. 15-05-2013
2013-14 8.75% Invst.I/3(2)/133/ROI/2013-14/25363 dt. 06-03-2014
2014-15 8.75% Invest.I/3(2)/133/ROI/2014-15/36393 dt. 04-02-2015
2015-16 8.80% Invest.I/3(2)/133/ROI/2015-16/3725 dt. 25-05-2016
2016-17 8.65% Invest.I/3(2)133/ROI/2015-16/906 dt. 27-04-2017
2017-18 8.55% Invest.I/CBT Agenda/ROI/2017-18/4153 dt. 25-05-2018
2018-19 8.65% Invest.I/3(2)133/ROI/2018-19/5519 dt. 27-09-2019
2019-20 8.50% INV-INV-11/1/2020-INV/2025 dt. 04-01-2021
2020-21 8.50% INV-11/1/2020-INV dt. 30-10-2021
2021-22 8.10% INV-11/1/2020-INV dt. 03-06-2022

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