Employees can gain the fabulous advantages of an insurance cover that’ll help their families out in the event of death in service, plus a lump-sum payment to make their retirement especially pleasant – all at the low cost of a wholly contributory and self-financing basis!
The Central Government Employees Group Insurance Scheme (CGEGIS) is a welfare scheme that provides financial security to the families of central government employees in the event of the death or disability of the employee. It is a beneficial scheme that provides a range of benefits to employees and their families, including a lump sum amount, monthly income, and other benefits.
Every three months, the Ministry of Finance delivers two bundles of calculation tables for the beneficiaries of CGEGIS. Sadly, the Monthly Deduction and Insurance Amount have been stuck at 1990 levels, so the 7th CPC recommended bumping them up significantly. But, despite the suggestion, the Central Government was unable to provide its recommendations. So, the existing rates of monthly contribution is continuing in the scheme!
The CGEGIS provides a lump sum amount to the family of the deceased employee. This amount is calculated based on the employee’s last drawn salary and the number of years of service. The amount is paid in one lump sum and can be used for any purpose, such as paying off debts, medical expenses, or other expenses. This lump sum amount can provide financial security to the family in the event of the death of the employee. The CGEGIS is an important scheme that can help central government employees and their families in times of need.
Contribution @ Rs. 10 PM up to 31.12.89 and Rs.15 throughout after 1.1.90 | |||
Year | Oct-2022 | Nov-2022 | Dec-2022 |
1982 | 48072.69 | 48365.96 | 48660.95 |
Contribution @ Rs. 10 throughout | |||
Year | Oct-2022 | Nov-2022 | Dec-2022 |
1982 | 39938.99 | 40180.91 | 40424.26 |

Also Check: Central Government Pay Matrix Table 2022 PDF
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