What is Enhanced Family Pension?

What is the difference between Family Pension and Enhanced Family Pension?

In terms of pension benefits, there are two options available for beneficiaries of a deceased government employee: Family Pension and Enhanced Family Pension. While both provide financial assistance to the family of the deceased, there are differences between the two. The standard Family Pension is a fixed amount paid to the surviving spouse until their death or remarriage. Enhanced Family Pension, on the other hand, is a higher amount paid to the surviving spouse until their death or remarriage, with additional benefits such as a lump sum payment and increased pensions for children or dependent parents. It’s important to understand the distinctions between these two options to make an informed decision about which pension scheme is best for you and your family.

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What is enhanced family pension and for what period it is payable?

Ordinarily, family pension is paid @ 30% of the pay last drawn by the Government atthe time of his retirement/death. However, in the following three cases, family pension is payable at the enhanced rate of 50% of the last pay drawn:

a) From 1.1.2006, where a person not governed by the Workmen’s Compensation Act dies while in service after rendering not less than seven years continuous service, the rate of family pension shall be equal to 50% of last pay drawn from the date of death of deceased Government Servant, payable for a period of ten years.

b) In case a Government servant had died while in service after 1.1.1999 and before 1.1.2006 and his/her family was being granted family pension at  enhanced rates, i.e., period of 7 years of enhanced rate had not been completed on 1.1.2006, the family pension will be allowed to be paid till the completion of the period of 10 years from the date of death of the Government servant.

c) In the event of death of Government Servant after retirement, the enhanced family pension shall be payable for a period of seven years or for a period up to the date the deceased would have attained the age of 67 years, whichever is earlier. In no case the amount of family pension exceed the pension authorised on retirement from Government.

After the lapse of the period of 10 or 7 years, as the case may be, the family pension is payable at the ordinary rate.

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Enhanced Family Pension Rules after Death of Employee or Pensioner

The Enhanced Family Pension Rules come into effect after the unfortunate death of an employee or pensioner. This means that the surviving family members will be entitled to receive a pension that is higher than the normal family pension. The process of determining the exact amount of Enhanced Family Pension is known as Fixation. This involves calculating the amount based on various factors such as the length of service, the level of pay, and other relevant criteria. The aim of this rule is to provide financial support to the family of the deceased in their time of need and to ensure that they can maintain their standard of living.

Fixation of Enhanced Family Pension

F.No.1/3/2011-P&PW(E)
Government of India
Ministry of Personnel, P.G. & Pensions
Department of Pension & Pensioners’ Welfare

3rd Floor, Lok Nayak Bhavan,
Khan Market, New Delhi
Dated: the 25th May, 2012

OFFICE MEMORANDUM

Subject: Fixation of enhanced family pension – pre-2006 pensioners / family pensioners -Clarification regarding.

The orders of the Government on implementation of the recommendations of the 6th central Pay Commission were issued by this Department in September, 2008. The family pension in respect of pre-2006 pensioners/family pensioners was consolidated w.e.f. 01.01.06 as provided for in this Department’s O.M. No.38/37/08- P&PW(A), dated 01.9.08 and clarified vide O.M. No. 38/37/08-P&PW(A).Pt.I, dated 03.10.08 and 14.10.08.

2. The fixation of family pension at ordinary rates is subject to the provision that the revised family pension in no case shall be lower than 30% of the minimum of the pay in the pay band plus the grade pay corresponding to the pre-revised pay scale from which the pensioner had retired. In case of HAG and above scales it is 30% of the minimum of the revised pay scale. In the cases of such employees who retired/died on or before 31.12.2005, the family pension at enhanced rates was also required to he revised.

3. It is clarified that the revised enhanced family pension, under sub-rule 3(a) of Rule 54 of the CCS (Pension) Rules, 1972, during the applicable period, shall also be determined as per para 4.1 of O.M. No.38/37/08-P&PW(A), dated 01.9.08. Further, it shall not be less than 50% of the sum of minimum of the pay ¡n the pay band plus the grade pay or 50% of minimum of pay scales in case of HAG and above, corresponding to the pre-revised pay scale in which the pensioner/deceased employee had last worked.

4. In cases where the pension authorized on retirement was less than 50% of the last pay drawn and amount of pension revised after 1.1.2006 is also less than 50% of the sum of minimum of the pay in the pay band plus grade pay or 50% of minimum of revised pay scales in case of HAG and above, the revised enhanced family pension may be less than 50% and shall be restricted to that amount.

5. In the case of a pensioner who died prior to 1.01.2006, the notional revised pension as on 01.01.2006 shall be taken into account for the purpose of calculation as above. in all cases, the amount of revised enhanced family pension shall not be less than 30% of the sum of minimum of the pay in the pay band plus the grade pay or 30% of minimum of pay scales in case of HAG and above.

6. As regards pensioners/family pensioners belonging to the Indian Audit and Accounts Departments, these Orders issue after consultation with the Comptroller and Auditor General of India.

7. This issues with the concurrence of Ministry of Finance. Department of Expenditure vide their U.0. No.253/E.V/2012, dated 26.4.2012.

8. Hindi version will follow.

sd/-
(K.K.Mittal)
Director

Click to view the order in English
Click to view the order in Hindi

Check the Basic Pension before 2016 Retirees

The latest orders and announcements on family pension have been released by the government, providing important information for those who may be eligible. These updates include new guidelines for the calculation of pension benefits, as well as changes to eligibility criteria and the application process. It’s important for families to stay informed about these updates and how they may impact their financial future. By staying up-to-date and understanding the latest changes, families can ensure they are receiving the maximum benefits they are entitled to.

7th CPC Family Pension: No further increase in the rate from the existing levels

• Enhancement of family pension: No further increase in the rate from the existing levels – DoPPW letter dated 03.09.2020
• Click to view the order

Clarification on Enhanced Family Pension Payable – DoP&PW

• Family pension at enhanced rates will be payable for 7 years or till the deceased retired government servant would have attained the age of 67 years had he survived, whichever is less, irrespective of type of retirement. date of retirement and age of superannuation applicable in the case of retired Govt. servant.
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Enhanced Family Pension Upto Age of 67 Years – CPAO dt. 28.5.2018

• Family pension at enhanced rates will be payable for 7 years or till the deceased retired government servant would have attained the age of 67 years
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Amendment in Eligibility Criteria for 50% Enhanced Family Pension

• Amendment in Eligibility Criteria for 50% Enhanced Family Pension for Family Pensioners of Deceased Employee – Not 10 Years Service, 7 Years is enough!
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Date up to which enhanced family pension payable – CPAO

• Department of Pension & Pensioners Welfare has clarified vide its ID No. 1/1(5)2018-P&PW (E) 32206 dated 12-04-2018 that family pension at enhanced rates will be payable for 7 years or till the deceased retired government servant would have attained the age of 67 years had he survived…
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Enhanced Family Pension : No Change is being recommended by 7th CPC

• The Commission has received representations seeking enhancement in the period of enhanced family pension from the existing seven years or 67 years, whichever is less, to ten years in case of death of retirees.
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7th CPC Pension Calculation: Fixation for Pre-2016 Pensioners

• Re fixation of Pension is not a simple work to avail new pension as per 7th CPC…
• Step-1: Transformation of 4th Pay Commission Basic Pension to 5th Pay Commission Basic Pension for 4th CPC Pensioners…
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What is the rate of family pension?

The family pension rate is 30% of pay last drawn.

What is the rate of enhanced family pension?

The enhanced family pension rate is 50% of pay last drawn by the deceased employee.

What is the enhanced family pension period after death an employee?

The enhanced family pension will be paid for a period of ten years.

Is there any minimum service for getting enhanced family pension?

No, from 1st October 2019 there shall be no requirement of minimum service to get an enhanced family pension.

What is the enhanced family pension period after death a pensioner?

On the death of pensioner enhanced family pension will be paid for a period of 7 years or up to the date on which pensioner would have attained the age of 67 years, whichever is less.