Fixed Medical Allowance

Fixed Medical Allowance for Central Govt Pensioners

Fixed Medical Allowance (FMA) is a scheme provided by the Government of India to its employees who are not covered under the Central Government Health Scheme (CGHS). This allowance is given to employees to cover their medical expenses. In this article, we will discuss the details of FMA and how it benefits the employees.

The eligibility criteria for FMA are as follows:

1. The employee should not be covered under CGHS.
2. The employee should not be availing any other medical facility from the government.
3. The employee should not be receiving any medical reimbursement from the government.

The Fixed Medical Allowance (FMA) is a unique perk reserved solely for retired individuals residing in urban areas that fall outside the purview of the Central Government Health Scheme (CGHS). An additional prerequisite is that these pensioners must not be utilizing the outpatient department (OPD) services offered by the nearest CGHS wellness center or hospital. [FAQ on FMA in detail click here]

• Grant of Fixed Medical Allowance (FMA) to Ex-Servicemen – PCDA Circular 616 March 20, 2019 Read more…
• Grant of FMA to Central Government Civil Pensioners – PCDA Circular No.C-184 April 25, 2018 Read more…
• Fixed Medical Allowance – MoD Orders February 26, 2018 Read more…
• Grant of Fixed Medical Allowance to Central Government Civil Pensioners residing in areas not covered under CGHS February 2, 2018 Read more…
• Grant of Fixed Medical Allowance to Armed Forces Pensioner/Family Pensions – Orders issued by MoD on 29.8.2017 August 30, 2017 Read more…
• Fixed Medical Allowance (FMA) to the Railway Pensioners/Family Pensioners August 18, 2017 Read more…
• Grant of Fixed Medical Allowance (FMA) to the CG Pensioners residing in areas not covered under CGHS July 19, 2017 Read more…
• Revision of Fixed Medical Allowance and Constant Attendance Allowance July 17, 2017 Read more…
• IRTSA requested to grant of Fixed Medical Allowance of Rs.2000 pm to all Pensioners December 16, 2015 Read more…
• 7th Pay Commission report on Fixed Medical Allowance December 12, 2015 Read more…
• Department of Ex-Servicemen Welfare Orders regarding Fixed Medical Allowance on 5.5.2015 May 25, 2015 Read more…
• Reimbursement of in-patient medical expenses in addition to Fixed Medical Allowance(FMA) to serving Government employees in remote areas February 14, 2015 Read more…
• Fixed Medical Allowance (FMA) to Pensioners enhanced from Rs.300 to Rs.500: Pensioners Portal Order November 21, 2014 Read more…
• Grant of Fixed Medical Allowance @ Rs.100/- p.m. to Central Government pensioners residing in areas not covered under CGHS May 13, 2014 Read more…
• Conditions to get FMA for serving as well as retired employees of the EPFO March 25, 2014 Read more…
• Fixed Medical allowance (FMA) March 14, 2014 Read more…

The FMA can be used by the employee to cover their medical expenses. This includes expenses incurred on medicines, consultation fees, diagnostic tests, etc. The employee can also use the allowance to purchase health insurance policies for themselves and their family members.

Advantages of FMA

The FMA has several advantages for employees who are not covered under CGHS. Some of these advantages are:

1. It provides financial assistance to employees for their medical expenses.
2. It allows employees to choose their own healthcare provider.
3. It helps employees to purchase health insurance policies for themselves and their family members.