ECHS Membership When Husband and Wife are Defence Personnel

CLARIFICATION ON ECHS MEMBERSHIP WHEN HUSBAND AND WIFE ARE DEFENCE PERSONNEL

Annual Validation of ECHS Membership of Dependents by Submission of Life Certificates and Eligibility Documents by Primary Beneficiaries: ECHS Circular 24.07.2022

Central Organisation ECHS
Adjutants’ General Branch
Integrated Headquarters of
MoD (Army), Thimayya Marg,
Near Gopinath Circle,
Delhi Cantt- 110 010

B/49711-NSC/AG/ECHS

27 Jul 2022

ANNUAL VALIDATION OF ECHS MEMBERSHIP OF DEPENDENTS BY SUBMISSION OF LIFE CERTICATE AND ELIGIBILITY DOCUMENTS BY PRIMARY BENEFICIARIES

1. Pl refer to CO, ECHS letter No.B/49711-NSC/AG/ECHS/Gen Corr dated 06 Jul 2022.(PUC)

2. Following clarifications are issued based on queries received from the environment:-

(a) Annual Life Certificate for ESM/Primary Beneficiary and Spouse. The ESM/Primary Beneficiary will not be required to provide any Annual Life Certificate for self and spouse. Para 6(a) of the letter under ref is amply clear in this respect. The mention of all the dependents in Para 6(b) of the letter implies all dependents having age 18 yrs and above except spouse. The Annual Life Certificate for the Primary Beneficiaries will be obtained through SPARSH, CPP portal over a period of time as and when migration to SPARSH, CPP portal takes place.

(b) Annual Life Certificate and Income Eligibility Proof for Dependents (Less Spouse) 18 years and above. it will be the responsibility of the ESM/Primary Beneficiary to provide Annual Life Certificate by logging in to the portal and accepting the online declaration for all dependants having age 18 years and above. Similarly documents to prove eligibility based on income criteria as mentioned at Para 6(b) will also be provided by uploading the same online for all dependents having age 18 years and above. Eligibility criteria has been given out vide CO, ECHS letters No. B/49701-PR/AG/ECHS/2017 dated 27 Sep 2017 and No. B/49701-PR/AG/ECHS/2017 dated 16 Nov 2017 referred at Para 1(b) and (c) of letter under ref. Similarly the proof of income to determine eligibility was always being provided as per CO, ECHS letter No B/49701-PR/AG/ECHS/2020 dated 11 Aug 20. The same has now been facilitated for providing online for convenience of the dependent beneficiaries.

3. It is advised that ESM/Primary beneficiaries should get PAN Card made for their dependents who are above age of 18 years. The PAN Card will facilitate in downloading form 26 AS online from the Income Tax site directly for their respective dependents who are above the age of 18 years and then the same can be uploaded as proof of income for Annual Validation.

Earlier: Annual validation of ECHS membership of Dependent by submission of Life Certificate and Eligibility Documents by primary beneficiaries
4. This information may be disseminated to the environment for information of all ECHS beneficiaries. All Regional Centers will ensure that all Polyclinics under them are informed on priority.

(Anupam Agarwal)
Brig.
Dy MD
For MD ECHS

CLARIFICATION ON ECHS MEMBERSHIP WHEN HUSBAND AND WIFE ARE DEFENCE PERSONNEL

1. There were a No of issues which come into effect when both husband and wife are defence personnel or one of them is a defence person and other is a Central Govt employee. The issues also included whether one or both parents can be made members of the ECHS.

2. We had taken up the case with the MOD and clarifications have been issued vide MOD letter No 22(20)05/US(WE)/D(Res) dated 10 Feb 2006(copy attached). In brief it contains the following clarifications:-

(a) When Both Husband and Wife are Defence Pensioners

(i) Only one has to give ECHS contribution.

(ii) Both can cover their respective parents by making two ECHS contributions.

(b) When one is a defence person and other is a Central Govt employee, the latter has the choice to withdraw from CGHS when the spouse becomes a member of the ECHS.