Eligibility Conditions for Purchasing Car Through CSD 2025

New Revised CSD AFD Online Portal Entitlement Criteria for Car, Bike, Scooter, and Electronic Items in 2025

Revised CSD AFD Online Portal Car Policy 2025

Eligibility Conditions for Purchasing Car Through CSD AFD Online Portal: The Canteen Stores Department (CSD HO) has recently announced an updated car policy for Armed​ Forces Personnel and Ex-Servicemen. Notable modifications have been made regarding the number of cars they can purchase throughout their lifetime. Under the revised policy, Defence Personnel in pay level 3 to 5 are now eligible to purchase up to four cars in their lifetime, while those in pay matrix level 6 to 9 can purchase up to five cars during​ their life time period.

Rank-wise Eligibility for​ CSD Car Purchase in 2025

Revised criteria have been introduced for the eligibility ranking of CSD Car purchases in 2025. The​ new car policy for Junior Commissioned Officers (JCO) and Other Ranks (OR) in CSD Canteen will come into effect on February 1, 2024. The revised entitlements for all pay matrix leve​ls are provided below. The updated car purchasing policy for CSD Canteen also includes officers of Ordnance Factories. Notably, the process for purchasing a car through CSD AFD has bee​n modified in 2025. It is crucial for all Armed Forces personnel to be familiar with the procedure for acquiring a four-wheeler from CSD Canteen.

New CSD Car Policy for Other Ranks (ORs) 2025

For Sepoy to Hav/equivalent ra​nk of IAF & IN (Pay level 3A to 5) including retired & widows

Pay Level 3 to 5: This applies to both active and retired members of​ the Armed Forces, as well as pensioners, widows, and next of kin. For individuals in pay levels 3 to 5, the maximum eligible amount for purchasing a CSD car is 8 lakhs, excluding taxes. Each individual is entitled to purchase a maximum of four cars throughout their lifetime. The first car can b​e purchased after completing a minimum of 5 years of service, and there must be a gap of 8 years between the purchase of subsequent cars. Pensioner widows can purchase cars using the quota that was not utilized by the deceased individual. However, if the individual had already purchased four cars prior to their passing, the widow is not entitled to this benefi​t. The gap between the purchase of two cars should be 8 years.

Latest CSD Ca​r Policy JCOs 2025

For Nb Sub to Sub Maj and equivalent rank of IAF & IN (Pay level​ 6 to 9) including retire​d & widows: The revised policy enables Defence Personnel in pay levels 6 to 9, primarily consisting of Junior Commissioned O​fficers (JCOs), to procure a maximum of fi​ve cars throughout their lifetime from the CSD AFD online portal. The initial car can be acquired after completing five years of service, with a mandatory inte​rval of​ eight years between th​e subseque​nt two car purchases. This signifies a significant enhancement compared to the previous restriction of three cars.

Pay levels 6 to 9: This benefit applies to both current and former members of the Armed Forces, including pensioners, widows, and next of kin. The maximum amount for purchasing cars is 10 lakhs, excluding taxes. Each individual is allowed to purchase up to five cars throughout their lifetime. The first car can be purchased after completin​g 5 years of s​ervice, and there should be a minimum gap of 8 years between the purchase of two cars. In the case of pensioners, w​idows, and next of kin, they have the option t​o purchase cars using the quota that was not utilized by the individual. However, if the individual had already purcha​sed five cars before their passing, this entitlement does not apply. The minimum gap of 8 ​years between purchases still remains in effect.

CSD Car Policy Armed Force​s Officers 2025

P​ay Level 10 to 18: This particular privilege is extended to individuals who have served or a​re currently servi​ng in the Armed Forces, encompassing pensioners, widows, and next of kin. The maximum permissible amount for acquiring automobiles stands at 20 lakhs, which excludes any a​pplicable taxes. Each individual​ is entitled to purchase a vehicle once every eight years.

CSD Car Policy ​Civilian Officers 2025

Employees, both currently serving and retired, who are civilian officers receiving payment from the defense estimates and fall within the pay level range of 11 to 18, which also includes family pensioners, are eligible to avail of a vehicle purchase benefit. The maximum limit for this benefit is set at INR 20 lakhs, exclusive of taxes. This benefit can be availed once every eight years by the eligible individual.

Updated Policy for EVs at CSD 2025

The CSD EV Car Policy for the year 2025 has been ​revised to provide an exclusive benefit to defense personnel who opt ​for an Electric​ Vehicle for the first time. Under this policy, these individuals will now have the opportunity to purchase their next vehicle after a reduced interval​ of six years, instead of the standard eight-year gap. It is essential to highlight that the subsequent vehicle can only be acquired once a period of eight years has elapsed.

Revised CSD AFD Online Portal Car Policy 2025

As per the CSD Canteen New Car Policy 2025, serving and retired Armed Forces personnel, as well as their widows, are eligible to purchase one car while in service, and a second car following retirement. Personnel must have a minimum of five years of service, and there must be at least an eight-year gap between the two cars. According to the pay matrix level, customers are eligible to acquire a car up to the cost of 8 lakhs, 10 lakhs, and 20 lakhs excluding taxes. Furthermore, those same customers may purchase an electric car within the cost range of 15 lakhs and 25 lakhs, in line with their pay level. The detailed report of CSD AFD online portal new eligibility conditions are given below;

CSD AFD Car Eligibility Rank-wise Condition List 2025 | CSD AFD Car Purchase for Defence Civilians 2025

CSD AFD Eligibility Criteria for Car (Four Wheeler)

Armed Forces Personnel (Serving and Retired) & Widows (As Applicable)

• Pay levels 1 to 5
• 8 lakhs excluding taxes (for electric vehicles cost limit is Rs.13 lakhs excluding taxes)
• First car while in service and the second car after retirement. first car after min five years of service.
• The gap between the purchase of two cars is eight years.
• For widows, if the late husband had purchased a car each while in service and after retirement then the widow will not be eligible to buy a car.
• In case the late husband had purchased only one car while in service, then widow can buy one car through CSD after a gap of eight years from the date of the last purchase.

Armed Forces Personnel (Serving and Retired) & Widows (As Applicable)

• Pay levels 6 to 9
• 10 lakhs excluding taxes (for electric vehicles cost limit is rs.15 lakhs excluding taxes)
• First car as an or, second car on promotion as JCO and third car after retirement.
• First car after min five years of service.
• The gap between the purchase of two cars is eight years.
• For widows, if the last husband had purchased a car each while in service as well as after retirement then the widow will not be eligible to buy a car.
• In case the late husband had purchased car (s) only while in service, then widow can buy one car through CSD after a gap of eight years from the date of the last purchase.

Armed Forces Personnel (Serving and Retired) & Widows (As Applicable)

• Pay Level 10-18
• 20 Lakhs Excluding Taxes (For Electric Vehicles Cost Limit Is Rs.25 Lakhs Excluding Taxes
• Once In Eight Years

Serving And Retired Civilian Officers (Paid Out Of Defence Estimates)

• In Pay Level 11 To 18 (Including Family Pensioners)
• 20 Lakhs Excluding Taxes (For Electric Vehicles Cost Limit Is Rs.25 Lakhs Excluding Tax
• Once In Eight Years

CSD AFD Eligibility Criteria for Bike, Scooter (Two Wheeler)

Eligibility criteria for other AFD-1 items (viz) Two Wheelers, AC, Fridge, Washing Machine, Laptops, Desktops etc. The following category of canteen smartcard holders are authorized for other AFD-1 items:

• Armed forces personnel (serving & retired) – pay level 1 to 18.
• Defence civilian employees (serving & retired) – pay level 1 to 18.
• Defence civilian family pensioners – pay level 1 to 18
• The gap between the purchase of the same item, a two-wheeler to be of minimum four years from the date of the last purchase
• At a time only one type of AFD-1 item can be purchased within the above specified time gap.

CSD Canteen Entitlement Criteria for Car, Bike, Scooter, and Electronic Items in 2022 Eligibility conditions for purchasing Car through Canteen Stores Department (CSD)? Canteen Facilities to ESM (Ex-Servicemen)

In accordance with Army Order AO 32 / 84, Ex-Servicemen and their families and Ex-defence personnel with a minimum of 5 years of service are entitled to CSD (I) Canteen facilities available in units/establishments. Cadets / Recruits boarded out on medical grounds are also entitled to avail of CSD facilities.

What are the conditions for purchasing a 4-wheeler through CSD?

The following conditions must be met for purchasing a 4-wheeler through CSD:

Officers (Including Retired Officers)

• Up to 3000 cc
• Once in Four Years

JCOs Granted Honorary Commission and Equivalent (Including Retired Personnel)

• Up to 2500 cc
• Once in Seven Years

JCOs and Equivalent (Including Retired Personnel)

• Up to 2000 cc
• Once in Service and Once after Retirement. First Car after Ten Years of Service. The gap between the Purchase of Two Cars is Ten Years

OR and Equivalent (Including Retired)

• Up to 1800 cc
• Once in Service and Once after Retirement. First Car after Ten Years of Service. The gap between the Purchase of Two Cars is Ten Years

Civilian Officers of MoD Paid Out of Defence Estimates and Officers of CSD (Grade Pay Rs.6000 and above)

• Up to 3000 cc
• Once in Four Years

Procedure for Purchase of Four Wheeler in CSD

1. Obtain an availability certificate from the dealer.
2. Submit the prescribed application (CSD Depot Indent form) at the concerned depot along with the availability certificate and payment in the form of DD or RTGS/NEFT.

Other Documents required at the Depot for Verification:-

1. CSD depot indent form duly countersigned by the Commanding Officer of the unit for serving personnel or by the Station Commander or Dy Director of Zila Sainik Board for ESM.
2. Copy of PAN Card.
3. Copy of driving license (relaxable for retired JCO/OR & Senior Citizens.)
4. Certified copy of paybook bearing entry with regard to purchasing of a car (applicable only for serving JCOs/OR and equivalents).
5. Certificate from the CO/OC of the Unit confirming that the financial position of the applicant allows purchasing a car (applicable only for serving JCOs/OR and equivalents).
6. PPO/Discharge book/Release Order(For ESM).
7. Any other document as prescribed under the respective State Govt notification. This is essential since State Govts while extending VAT relaxation prescribe specific documents to be submitted.
8. Address proof.
9. Defence Civilian Officers of MoD to enclose duly attested latest salary slip for Verification of Grade Pay as per entitlement.

Against Firm Demand (AFD) Items in CSD

Can I purchase all models of AFD-I items (TV, refrigerator, AC, etc) through CSD Depots?

• No, only models listed in CSD are available through CSD.

A new bike/car/television/refrigerator model was launched yesterday. Can I buy it through CSD? If not, how long will it take for the item to become available through CSD?

• All items available in CSD stores go through a strict evaluation process to ensure quality and optimum pricing. Unfortunately, this means that newly-launched products will not be immediately available through CSD. However, the item will be available in CSD stores after a minimum time period of three to four months.

How often can I buy a new television/refrigerator/washing machine etc?

• All CSD consumers can purchase these items once in three years.

I am an Ex-Serviceman – am I eligible to buy a 4-wheeler through CSD?

• Yes, CSD welcomes the patronage of ex-servicemen under certain conditions.

What are the conditions for purchasing a 4-wheeler through CSD?

• The following conditions must be met for purchasing a 4-wheeler through CSD:

CSD Rank-Wise Purchase Eligibility Rules 2023

The CSD has issued the Rank-Wise Purchase Eligibility Rules for 2023, outlining the eligibility criteria for purchasing cars from the CSD Canteen for JCOs and ORs. The eligibility to purchase cars through CSD for those below JCO and ORs is determined by their Pay Matrix Level, ranging from Level 3 to 6, with a car purchase limit of 6 lakhs (excluding taxes) for Sepoys, Naiks, Havildars, and Naib Subedars. The purchase of the first car is allowed during service, while the second car can be purchased after retirement. The first car can be purchased after 5 years of service, and there must be a gap of 8 years between the purchase of two cars. However, in the case of widows, if the late husband had purchased two cars while in service and after retirement, they will not be eligible to buy a car. If the late husband had purchased only one car while in service, then the widow can buy one car through CSD after a gap of 8 years from the date of the last purchase.

Car Eligibility for JCO and ORs in CSD

The eligibility criteria for purchasing a car through the Canteen Stores Department (CSD) are based on the Pay Matrix Level of Junior Commissioned Officers (JCO) and Other Ranks (OR) in the Armed Forces. Those with a Pay Matrix Level of 7 and above, including Subedar, Subedar Major, and Hony Grade, are eligible to purchase a car valued at up to 7 lakhs. ORs are entitled to purchase their first car after completing 5 years of service, their second car upon promotion to JCO, and their third car after retirement. The time period between the purchase of two cars must be at least 8 years.

For widows of Armed Forces personnel, eligibility for purchasing a car through the CSD is contingent on whether their late husband had previously purchased cars through the CSD. If the late husband had purchased a car during both his service and retirement, then the widow would not be eligible to buy a car. However, if the late husband had only purchased a car during his service, the widow would be eligible to purchase one car through the CSD after waiting for 8 years from the date of the last purchase.

Car Eligibility for Officers in CSD

The Canteen Stores Department (CSD) grants officers in the Armed Forces with Pay Matrix Level 10 and above eligibility to purchase cars. The car purchasing eligibility varies depending on the officer’s rank, as outlined below: Honorary Lieutenant at Level 10, Honorary Captain at Level 10B, Lieutenant at Level 10, Captain at Level 10B, Major at Level 11, Lieutenant Colonel at Level 12A, Colonel at Level 13, Brigadier at Level 13A, Major General at Level 14, Lieutenant General (HAG) at Level 15, Lieutenant General (HAG+) at Level 16, VCOAS & Army CDRS (Apex) at Level 17, and COAS at Level 18. The maximum value of the car that can be purchased is 15 lakhs, and this option is available once every eight years.

Car Eligibility for Ordnance Officers in CSD

Eligibility for purchasing a car through CSD is available to Defence Civilian Officers employed in Ordnance Factories and Establishments. This privilege is extended to those who hold a position within Levels 11 to 18 and have a salary of up to 15 lakhs. The benefit may be availed once every eight years.

Who are all eligible for car in CSD AFD portal?

All Armed Forces Personnel, Ex-Servicemen and Defence Civilian officers are eligible to purchase a car through the CSD AFD online portal.

Which pay level eligible for buying a car in CSD AFD portal?

According to the new CSD AFD policy 2025, personnel with pay levels 1 to 18 may purchase a car in the CSD AFD portal with certain limitations.

Is there a limit for purchasing an electric car through the CSD AFD portal?

Yes. As per the new CSD eligibility norms for 2025, the value of the electric car is limited based on the pay grade. Cars worth Rs. 13 lakhs, 15 lakhs and 25 lakhs are eligible for pay grades 1-5, 6-9 and 10-18, respectively.

Can a Defence Civilian pensioner purchase a two-wheeler through the CSD AFD portal?

Yes, the revised policy guidelines of CSD 2025 permit a Defence Civilian retiree to do so via the online portal.