• Home
  • 7th Pay Matrix
  • Pay Calculator
  • DA Table
  • DA News
  • 8th CPC News
  • KV Fees

Central Government Employees Latest News

7th Pay Commission Latest News Today 2023, 7th Pay Matrix Table PDF, Expected DA Calculation, DA Rates Table, 8th Pay Commission Latest News

Latest 7th pay commission pay scale calculator
You are here: Home / Pensioners Issue / FAQ for Central Civil Services – Commutation of Pension

7th Pay Commission Latest News Today 2023
Central Government Employees News Today 2023
7th Pay Salary Calculator 42% DA 7th CPC Increment Calculator
Expected DA for January 2024 8th Pay Commission News

7th CPC Pay Fixation Calculator Retirement Date Calculator 2023
Leave Encashment Calculation & Calculator 2023 KVS Fee Online Payment 2023-24
18 Months DA Arrears for CG Employees Govt First Salary Calculator
Latest News from 7thpaycommissionnews.in

FAQ for Central Civil Services – Commutation of Pension

November 9, 2018 admin Leave a Comment

FAQ for Central Government Employees – Commutation of Pension

Various questions and doubts are coming in minds of Central Government employees while retiring!

The Department of Pension and Pensioners Welfare has compiled a list of Questions and Answers regarding the Commutation of Pension for Central Government Employees.

We are here the complete list of doubts and clarifications reproduced for your ready reference…

Frequently Asked Questions
(Central Civil Services)

COMMUTATION OF PENSION

How much of the pension can be commuted?
A pensioner can opt to commute up to 40% of the pension admissible at the time of retirement.

Is there any restriction on commutation of pension?

Yes. No Government servant against whom departmental or judicial proceedings as referred to in Rule 9 of the Pension Rules, have been instituted before the date of his retirement or the pensioner against whom such proceedings are instituted after the date of retirement, shall be eligible to commute a fraction of his provisional pension authorised under Rule 69 of the Pension Rules or the pension, as the case may be, during the pendency of such proceedings.

Whether the family can be given the benefit of 40 per cent commutation if a pensioner dies before exercising option?

No, since the commutation does not become absolute in such cases the benefit cannot be given to the family.

What will be the effective date of reduced pension if,

a) The applicant is drawing pension from PAO?

b) The applicant is drawing pension from a branch of Public Sector Bank?

c) A Government servant who retired on superannuation and commutation applied in Form 1-A of CCS(Commutation of Pension) Rules before the date of retirement and commutation paid through Head of Office within the first month of retirement ?

(a) The reduction in the amount of pension on account of the commutation shall be operative from the date of receipt of the commuted value of pension or at the end of three months after issue of authority by the PAO for the payment of commuted value of pension, whichever is earlier.

(b) The reduction in the amount of pension on account of commutation shall be operative from the date on which the commuted value of pension is credited by the bank to the applicant’s account to which pension is being credited.

(c) The reduction in the amount of pension on account of commutation shall be operative from its inception. The commuted value is paid in two stages as such the reduction in the amount of pension shall be made from the respective dates of the payment as per (a) or (b) above, as the case may be.

How does the period of 15 years for restoration of commuted portion of pension reckon?

The 15-year period for restoration may be reckoned from the date of retirement itself only in case where the payment of commuted value of pension was/is made during the first month of retirement leading to appropriate reduction on account of commutation in the first pension itself.

In all other cases, where the commutation of pension led/leads to a reduction in the second or subsequent month, the 15-year period will be reckoned from the date on which reduction in pension became/becomes effective.

Is any authorization for restoration of commuted portion of pension after 15 years required from PAO/CPAO?

No, Restoration of commuted portion of pension after 15 years (from the date of crediting of commuted value) or as fixed by the Government from time to time is to be made automatically by bank.

In cases where the date of commutation is not readily available in the PPO, the bank will obtain the information from the concerned PAO who issued the PPO through CPAO before restoring the commuted portion of pension.

What has the pensioner to do for restoration of commuted portion of pension? From what date is it restored?

Commuted portion of pension is to be restored after 15 years from the date of commutation. This restoration was introduced w.e.f 01.04.1985.

The commuted amount of pension shall be restored on completion of fifteen years from the date the reduction of pension on account of commutation becomes operative in accordance with Rule 6 of CCS (Commutation of Pension) Rules provided that when the commutation amount was paid on more than one occasion on account of upward revision of pension, the respective commuted amount of pension shall be restored on completion on fifteen years from the respective date(s).

What is reduce/residual/residuary pension?

Reduce/residual/residuary pension is the part of pension which is payable after deducting commuted portion of the pension.

What would be the age to be used for commutation of additional commutable pension and which factor would be used for such additional commuted value of pension ?

The age reckoned for calculation of commuted value of pension at the time of original application for commutation of pension will apply for calculation of commutation value of additional commutable pension.

However, as mentioned in the OM dated 04.08.2016, the commutation factor in the revised Table of Commutation Value for Pension will be used for the commutation of the additional amount of pension that has become commutable on account of retrospective revision of pay/pension.

From which date the reduction in pension on account of additional commutation of pension will take effect?

Reduction in pension on account of additional commutation of pension will be in two or more stages as per the provisions contained in Rule 6 and Rule 10 of the CCS(Commutation of Pension) Rules,1981.

What will be the date of restoration of additional commutation of pension?

The commuted portion of pension shall be restored after 15 years from the respective dates of commutation as provided in Government of India decision No.1 under the Rule 10 of CCS(Commutation of Pension) Rules,1981. Necessary endorsement should be made on PPO.

A person with D.O.B. on first of month retires in the previous month. What will be the value to be taken for calculation from commutation table ?

The commutation of pension become absolute on the date following the date of his retirement. The commutation value taken will be Age on 61st Birthday (i.e. 8.194) in the present commutation table, if he has retired on attaining the age of 60 years.

Whether a person who has commuted some percentage of his pension, can commute remaining part up to maximum of 40% afterwards( e.g if a person have commuted 20% of his pension on retirement and the same was duly authorized, whether he can commute the remaining 20% of his pension)?

There is no provision for second option for commutation after the first option becomes absolute.

FAQ for Central Civil Services – Pension Policy

FAQ for Central Civil Services – Qualifying Service

FAQ for Central Civil Services – Absorption

FAQ for Central Civil Services – Fixed Medical Allowance (FMA)

FAQ for Central Civil Services – Identity Card

FAQ for Central Civil Services – Pension Procedure

FAQ for Central Civil Services – Pension Disbursement

FAQ for Central Civil Services – Family Pension

FAQ for Central Civil Services – Extraordinary Pension

FAQ for Central Civil Services – Gratuity

Related updates:

    Guidelines for Pensioners – Commutation of Pension
    FAQ on Pension Policy (Central Civil Services) – Latest Updation
    FAQ for Central Civil Services – Pension Procedure
    FAQ for Central Civil Services – Family Pension
    FAQ for Central Civil Services – Pension Disbursement
    FAQ for Central Civil Services – Dearness Relief
    FAQ for Central Civil Services – Pension Policy

Filed Under: Pensioners Issue

46% DA from July 2023 - Waiting for Union Cabinet Committee Approval!

46% DA from July 2023 – Waiting for Union Cabinet Committee Approval!

September 15, 2023 By Ekanathan Leave a Comment

4% Additional DA Increase from July 2023 for Central Government Employees, Pensioners, and Family Pensioners! Approval of Cabinet … [Read More...]

46% DA from July 2023 for Central Government Employees is Confirmed!

46% DA from July 2023 for CG Employees is Confirmed!

September 6, 2023 By Ekanathan 1 Comment

Chapter of 'Expected da from July 2023' is over! The highly anticipated announcement regarding the Expected Dearness Allowance … [Read More...]

AICPIN for the month of July 2023

AICPIN for July 2023

September 30, 2023 By Ekanathan 3 Comments

AICPIN for the Month of July 2023 In July 2023, the All-India Consumer Price Index for Industrial Workers (CPI-IW) experienced an … [Read More...]

AICPIN August 2023 Press Release PDF

AICPIN for August 2023 Press Release PDF

September 30, 2023 By Ekanathan Leave a Comment

AICPIN for the month of August 2023 Press Release PDF In August 2023, the Consumer Price Index for Industrial Workers (CPI-IW) in … [Read More...]

Digital Life Certificate Through Face Authentication for Super Senior Pensioners

Digital Life Certificate Through Face Authentication for Super Senior Pensioners

September 25, 2023 By Ekanathan Leave a Comment

Facilitation of Digital Life certificate through Face Authentication for Super Senior Pensioners aged 80 years and above from 1st … [Read More...]

When Central Govt will Announce DA Hike

When will declare 46% DA to Central Govt Employees?

September 25, 2023 By admin Leave a Comment

DA Hike from July 2023: DA may be hiked by 4% for central govt employees and Pensioners from 1st July 2023! Now, the central … [Read More...]

Expected IDA from April 2023 Calculator

Expected IDA from October 2023 Calculator

September 25, 2023 By Ekanathan Leave a Comment

Expected Industrial Dearness Allowance (IDA) Calculator Expected IDA from October 2023 for CPSE Employees: Expected Industrial … [Read More...]

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Top Stories 2023

Central Govt Salary Calculator
Holiday Home List in India
Latest DoPT Orders Circulars
Split AC Price in CSD AFD Portal
Central Govt First Month Salary Calculator
X Y Z Classification of Cities for HRA PDF
7th CPC MACP Pay Fixation Calculator
Today Gold Rate in Chennai GRT
Retirement Date Calculator for Govt Employees
Expected DA from July 2023 Calculator
Fixation Calculator as per FR 22(I)(a)(1)
7th Railway Pay Matrix Table PDF
Leave Encashment Calculation for CG Employees
7th CPC Level 6 Hand Salary
7th Pay Scale Chart for Level 1 to 5
UGC Pay Scale as per 7th CPC
Central Govt Gazetted Holiday List 2023
AICPIN Table 2023
7th Pay Matrix Level 7
Children Education Allowance Rules 2023
7th Pay Matrix Rajasthan PDF Download
DA Calculator-7th CPC DA Calculation
WB 6th CPC Pay Matrix Table PDF
Child Care Leave Rules and Restrictions
Latest News on Retirement Age 62
OROP-2 Pension Table 2023
AFD CSD Login Registration Page
DA Rate of Odisha Govt Employees
42% DA from Jan 2023
KVS Holiday List 2023-24
Pournami Tamil Calendar List 2023
Grade Pay Salary Calculation after 7th CPC
Delhi CGHS Approved Diagnostic Centre List
Revised CGHS Package Rates 2023
CGHS Ward Entitlement and Monthly Subscription in 7th CPC
CGHS Contribution Rates as per 7th CPC
CGHS Covered Cities List PDF
7th CPC MACP Scheme
Latest Dopt Orders
List of Sainik Schools
Fitment Factor Table PDF
7th CPC Pay Fixation
7th CPC Pension Calculation
7th CPC Pension Fixation Examples
All India RTO Code List 2023
VRS Scheme for Central Govt Employees PDF
7th CPC Transport Allowance
7th CPC Increment
CGEGIS Table Benefits Calculator
NPS to OPS

CGHS Hospital List

All India CGHS Hospital List
CGHS Chennai Approved Hospital List
Bangalore CGHS Hospitals List 2023
Delhi CGHS Hospitals List 2023
Mumbai CGHS Hospitals List 2023
Kolkata CGHS Hospitals List 2023
Hyderabad CGHS Hospitals List 2023

Holiday List in India

State Govt Holiday List 2024
Central Govt Holiday List 2024
Delhi Govt Holiday List 2024
School Holiday List 2024
Bank Holidays in India 2024
Post Office Holidays 2024
Railway Holidays 2024 PDF
All India Holiday List 2024

Pay Level Salary Calculator

Pay Matrix Level 1 Hand Salary
Pay Matrix Level 2 Hand Salary
Pay Matrix Level 3 Hand Salary
Pay Matrix Level 4 Hand Salary
Pay Matrix Level 5 Hand Salary
Pay Matrix Level 6 Hand Salary
Pay Matrix Level 7 Hand Salary
Pay Matrix Level 8 Hand Salary
Pay Matrix Level 9 Hand Salary
Pay Matrix Level 10 Hand Salary
Pay Matrix Level 11 Hand Salary
Pay Matrix Level 12 Hand Salary
Pay Matrix Level 13 Hand Salary
Pay Matrix Level 13A Hand Salary
Pay Matrix Level 14 Hand Salary
Pay Matrix Level 15 Hand Salary
Pay Matrix Level 16 Hand Salary
Pay Matrix Level 17 Hand Salary
Pay Matrix Level 18 Hand Salary

7th Pay Commission Latest News Today 2023

7th CPC HRA
7th CPC Classification of Posts
7th CPC Armed Forces Personnel
7th CPC House Building Advance
7th CPC Leave Rules
7th CPC Travelling Allowance
7th CPC LTC Rules
7th CPC Reservation Policy
7th CPC Risk and Hardship Matrix
7th CPC New Pension Scheme
7th Pay Commission Fitment Table
7th CPC Allowances
7th CPC Advances
7th CPC Briefcase Allowance
7th Pay Commission CGEGIS
7th CPC Dress Allowance

7th Pay Commission News Discussions

  • admin on 7th Pay Commission Latest News for Pensioners 2023
  • sunil on 7th Pay Commission Latest News for Pensioners 2023
  • M.K.KUMAR on VII Pay Fixation Table: Promoted from Level 5 to 6
  • MOHAMMAD SAJAD KHAN on VII Pay Fixation Table: Promoted from Level 5 to 6
  • Salig Ram on Revision of pension of Pre-2006 pensioners (JCOs/ ORs and Commissioned Officers) – PCDA Circular 568 on 13.10.2016
  • Prathamesh shewale on Equivalent Pay Scales of 5th and 6th Pay Commission for CG Employees
  • Suhaana on [PDF] 7th Pay Commission Report Download

7th Pay Matrix Table

7th CPC Pay Matrix Table – Full size image for reference
UP Govt Pay Matrix Table PDF Download
Pay Matrix Level 2 (19900): Hand Salary Calculation
7th CPC Pay Matrix Chart for Level 1 to 5 (GP 1800 to 2800)
Pay Matrix Table for Haryana Govt Employees – Level 1 to 5
Rajasthan Pay Matrix Table – Pay Matrix Level 10 to 13
7th CPC Pay Matrix Chart for Level
Pay Matrix Table for Haryana Govt Employees – Level 6 to 9
Rajasthan Pay Matrix Table – Pay Matrix Level 14 to 20
7th CPC Pay Matrix Chart for Level 10 to 12 (GP 5400 to 7600)
Salary Increment Table for Pay Matrix Level 11 (GP 6600)
7th CPC Pay Matrix for IIT, IIS, IIM, NITIE, IISER, NIT and IIIT
7th CPC Pay Matrix Table Level 13, 13A and 14
16th IPL 2023 Match Schedule PDF Download
Copyright © 2023 | Central Government Employees News | 7th Pay Commission News | Sitemap | Site maintained by TEUT Digital Concepts